Utah Accident Indemnity Insurance Plans

$5,000 Accident Plan

Up to $5,000 in Supplemental Accident Insurance Coverage per Family Member

Coverage Information

Accident Medical Expense Benefit *

Amount: $5,000 - subject to a deductible of $100.

This plan is available through Wholesale Benefit Association.  It covers for 24-hours per day, and offers $5,000 of coverage per family member anytime someone suffers an accidental bodily injury.

* The Accident Medical Expense Benefit Amount is payable on an excess basis.  WBA will determine the Reasonable and Customary charge for the covered Medical Expense.  They will then reduce that amount by amounts already paid or payable by any other plan from which the insured person is entitled to receive benefits.  They will pay the resulting amount, subject to a $100 deductible, plus amounts paid by the insured person to satisfy cash deductibles or coinsurance amounts.  Organized sports for ages 18 and older are excluded.  In no event will they pay more than the $5,000 per accident.  The policies includes limitations and exclusions.  Please refer to the Master Policy for all insurance provisions. 

Rate Information*

Application

*1. Rates are illustrative only; 2. Do not send money directly to the issuer of this health benefit plan; 3. A person cannot obtain coverage under this plan until you complete an application for coverage; 4. Benefit exclusions and limitations may apply.

$7,500 Accident Plan

Up to $7,500 in Supplemental Accident Insurance Coverage per Family Member

Coverage Information

Accident Medical Expense Benefit *

Amount: $7,500 - subject to a deductible of $100.

This plan is available through Wholesale Benefit Association.  It covers for 24-hours per day, and offers $7,500 of coverage per family member anytime someone suffers an accidental bodily injury.

* The Accident Medical Expense Benefit Amount is payable on an excess basis.  WBA will determine the Reasonable and Customary charge for the covered Medical Expense.  They will then reduce that amount by amounts already paid or payable by any other plan from which the insured person is entitled to receive benefits.  They will pay the resulting amount, subject to a $100 deductible, plus amounts paid by the insured person to satisfy cash deductibles or coinsurance amounts.  Organized sports for ages 18 and older are excluded.  In no event will they pay more than the $5,000 per accident.  The policies includes limitations and exclusions.  Please refer to the Master Policy for all insurance provisions. 

Rate Information*

Application

*1. Rates are illustrative only; 2. Do not send money directly to the issuer of this health benefit plan; 3. A person cannot obtain coverage under this plan until you complete an application for coverage; 4. Benefit exclusions and limitations may apply.

 

$10,000 Accident Plan

Up to $10,000 in Supplemental Accident Insurance Coverage per Family Member

Coverage Information

Accident Medical Expense Benefit*

Amount: $10,000 per occurrence, subject to a deductible of $100.

Up to $10,000 for Each Family Member, Per Occurrence for Medical Services

• Use Any Doctor, Emergency Room or Hospital
  
• Pays Directly to You Unless You Assign Benefits
  
• $100 Deductible

Accident Plan $10,000 is marketed through Wholesale Benefit Association.  It offers $10,000 of coverage per family member anytime you suffer an accidental bodily injury.

Rate Information*

Application

*1. Rates are illustrative only; 2. Do not send money directly to the issuer of this health benefit plan; 3. A person cannot obtain coverage under this plan until you complete an application for coverage; 4. Benefit exclusions and limitations may apply.

There are several important exclusions you need to be aware of before you join WBA:

1. Injury covered by Worker's Compensation or the Occupational Disease Law or mandatory no-fault automobile insurance.
2. Suicide, attempted suicide or intentionally self-inflicted Injury while sane.
3. Loss resulting from being legally intoxicated or under the influence of alcohol as defined by the laws of the state in which the Injury occurs.
4. Loss resulting from intoxication; or the use of any drug or agent classified as narcotic, psycholytic, psychedelic, hallucinogenic, or having a similar classification or effect, unless prescribed by a Doctor.
5. Covered Charges incurred outside of the United States or its possessions.

To view the Certificate of Coverage listing any specific exclusions and limitations for coverage in your state of residence, please click here.