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Overseas and International Travel Medical Plans

Overseas & International Travel
Medical Insurance Plans (801) 406-9502
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IHC Health Solutions offers an Overseas Travel Medical Plan which provides comprehensive short term medical protection for individuals traveling outside of their home country.

Why do you need the Overseas Travel Medical Plan?
Today, more and more people are traveling outside of their home country, either for business, recreation or personal reasons. Frequently domestic health insurance does not provide coverage for overseas medical emergencies and international travelers are unable to obtain this type of protection after they are outside of their home country. Furthermore, most traditional health insurance does not provide coverage for expenses such as an emergency medical evacuation, medical reunion, return of mortal remains, trip interruption or loss of checked luggage.

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Benefits provided by: American Consumer Insurance Trust

Administered by: IHC Health Solutions
Your Local Agent:  Gregory W. Davies (801) 406-9502

Who should apply for the Overseas Travel Medical Plan?
Anyone traveling outside of their home country needs the type of comprehensive protection the Overseas Travel Medical Plan provides.

If You are a citizen of the United States (U.S.), You can purchase the Overseas Travel Medical Plan to travel anywhere outside of the U.S. If you are a U.S. citizen residing outside of the U.S., You can purchase this protection as long as you hold a current and valid U.S. passport.

If You are a foreign visitor traveling to the United States (U.S.), You can purchase the Overseas Travel Medical Plan as long as You provide HPA with your current and valid passport I.D. number.

Comprehensive protection for...

  • U.S. citizens traveling abroad
  • Non U.S. citizens traveling to the U.S.
  • Hospital & Medical Expenses
  • 24-Hour Medical Emergency Services
  • Trip Cancellation
  • Lost Luggage
  • Emergency Dental
  • Emergency Evacuation
  • Accidental Death & Dismemberment
  • Return of Minor Children

 

Sample Case: Female from Korea - 25 years old coming to US for College. She plans to stay in the US for up to 4 years. She returns home to Korea in the summers. She can purchase a plan for 1 to 12 months at a time. If she chooses a term of 8 month to match a school year, she must purchase a new plan the following school year. She can also get a 12 month plan that covers her through the summer before re-applying for a new school year. There is a one time $20 non-refundable fee to apply.

HPA International Travel Plan Sample Premiums
Maximum Benefit Deductible  Monthly Premium
$50,000 $2,500 $43.60
$50,000 $1,000 $48.40
$100,000 $2,500 $49.20
$250,000 $2,500 $52.70
$50,000 $500 $53.20
$100,000 $1,000 $54.80
$50,000 $250 $58.00
$250,000 $1,000 $58.80
$100,000 $500 $60.40
$250,000 $500 $64.90
$100,000 $250 $66.00
$50,000 $125 $67.60
$1,000,000 $2,500 $68.10
$250,000 $250 $71.00
$50,000 $0 $72.40
$1,000,000 $1,000 $76.40
$100,000 $125 $77.20
$100,000 $0 $82.80
$250,000 $125 $83.20
$1,000,000 $500 $84.70
$250,000 $0 $89.30
$1,000,000 $250 $93.00
$1,000,000 $125 $109.60
$1,000,000 $0 $117.90

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Sample Case: Male age 20 from the US going to be going to travel abroad in Europe for 6 months.  He will visit 8 countries in Europe while traveling. He has the choice of paying monthly, or one lump sum. There is a one time $20 non-refundable fee to apply.


HPA International Travel Plan Sample Premiums
 
Maximum Benefit Deductible Cost  
$50,000 $2,500 $31.00  
$50,000 $1,000 $34.00  
$100,000 $2,500 $34.50  
$250,000 $2,500 $36.60  
$50,000 $500 $37.00  
$100,000 $1,000 $38.00  
$50,000 $250 $40.00  
$250,000 $1,000 $40.40  
$100,000 $500 $41.50  
$1,000,000 $2,500 $42.90  
$250,000 $500 $44.20  
$100,000 $250 $45.00  
$50,000 $125 $46.00  
$1,000,000 $1,000 $47.60  
$250,000 $250 $48.00  
$50,000 $0 $49.00  
$100,000 $125 $52.00  
$1,000,000 $500 $52.30  
$100,000 $0 $55.50  
$250,000 $125 $55.60  
$1,000,000 $250 $57.00  
$250,000 $0 $59.40  
$1,000,000 $125 $66.40  
$1,000,000 $0 $71.10  
   

 

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